What does a boundary survey incorporate that a Mortgage Loan Inspection does not?

What does a boundary survey incorporate that a Mortgage Loan Inspection does not?

• A. A physical inspection of the property
• B. A review of original recorded documents
• C. A records check back to the deed
• D. A report on neighborhood conditions

Answer: (C)

A boundary survey includes a thorough records check back to the deed, which is critical in determining property lines and boundaries. This involves examining historical documents, such as the original deed and other recorded instruments, to verify the legal description of the property and any relevant easements or encroachments. This detailed examination allows surveyors to accurately delineate property lines based on evidence from historical records. In contrast, a Mortgage Loan Inspection primarily focuses on a physical inspection of the property and determining its condition for lending purposes. It does not typically involve the in-depth examination of recorded deeds or other legal documents related to property boundaries. Therefore, the comprehensive nature of the boundary survey in reviewing original recorded documents is the key difference when comparing it to a Mortgage Loan Inspection.

A boundary survey includes a thorough records check back to the deed, which is critical in determining property lines and boundaries. This involves examining historical documents, such as the original deed and other recorded instruments, to verify the legal description of the property and any relevant easements or encroachments. This detailed examination allows surveyors to accurately delineate property lines based on evidence from historical records.

In contrast, a Mortgage Loan Inspection primarily focuses on a physical inspection of the property and determining its condition for lending purposes. It does not typically involve the in-depth examination of recorded deeds or other legal documents related to property boundaries. Therefore, the comprehensive nature of the boundary survey in reviewing original recorded documents is the key difference when comparing it to a Mortgage Loan Inspection.